Business Banking Credit Lending Authority Management Leader

Business Banking Credit Lending Authority Management Leader

The Business Banking Credit Lending Authority Management leader will manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization. The Lending Authority Management team is responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan. This leader will also partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy.

Key Responsibilities:

• Strategy & Transformation:
  • Lead the design and execution of a new Lending Authority framework for business banking credit underwriters
  • Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions
  • Partner with leaders and analytics partners throughout the organization to identify gaps in lending authority coverage based on product, region, seniority, and overall capacity
  • Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite
• Team Management:
  • Directly manage a team of 3 to 5 Lending Authority Management professionals
  • Clearly define role-based goals and team objectives, holding employees accountable for their overall performance
  • Act as a mentor, providing clear feedback and guidance to employees
  • Assist in the interviewing, hiring and training of new employees

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically 10 or more years of related experience

Preferred Skills/Experience

• Considerable knowledge of credit policies, credit analysis, procedures and philosophy
• Strong analytical skills in relation to evaluating asset utilization and goals
• Demonstrated analytical and risk analysis skills
• Advanced knowledge of organization, business practices, business philosophy, and ethics
• Demonstrated management and leadership skills
• Well-developed customer service/relations skills
• Effective verbal and written communication skills

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.