Product Manager, Deposits (PayPal Bank)

PayPal Bank's Merchant And Consumer Savings Product Manager

This role is responsible for the strategy, development, launch, and ongoing management of PayPal Bank's Merchant and Consumer Savings deposit products. The role translates the Bank's approved business plan into executable product strategies, business requirements, customer journeys, operating requirement, and launch-readiness criteria. Working as an individual contributor under the Head of Product, the position coordinates closely with Operations, Technology, Finance, Risk, Compliance, Legal, Marketing, Servicing, and PayPal affiliate-service providers to ensure products are customer-focused, financially viable, operationally sustainable, and aligned with the Bank's regulatory obligations. The role maintains clear product accountability, supports governance and examination activities, and ensures product decisions, controls, performance, and oversight are appropriately documented.

Essential Responsibilities:

• Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.
• Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs, and product profitability.
• Controls for the customer experience and customer needs in product requirements and as an input to decision making.
• Monitors metrics that inform the success of products including usability studies, research, and market analysis.
• Manages one or more workstreams to include analytics, customer discovery, market research, and competitive analysis to drive data-driven decision-making.
• Monitors product profitability measures, including budget.
• Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers, and user experience researchers.

Minimum Qualifications:

• 5+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

• Recent demonstrated experience managing deposit products within banking, fintech, or financial services, including product strategy, pricing, customer experience, servicing, and lifecycle management.
• Knowledge of merchant/small-business and consumer savings products, deposit pricing and funding, transfers, servicing, and account lifecycle management; experience with FBO or brokered deposit structures is a plus.
• Experience supporting regulatory examinations, audits, product governance reviews, control assessments, issue remediation, and regulatory response activities.
• Experience managing products delivered through affiliate, third-party, or shared-service models, including service levels, performance reporting, control evidence, and escalation processes.
• Experience building or managing deposit products during bank formation, a de novo launch, product conversion, or significant platform transformation.
• Relevant product, banking, risk, compliance, or project-management certification is preferred.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately.

Our Benefits:

At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeingphysical, emotional, and financialdelivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.